CHANGES - Munro Commercials Limited reserves the right, at its sole discretion, to change, modify, add or remove any portion of these terms in whole or in part, at any time. Changes to the terms will be effective when notice of such changes is posted.

WARRANTY - Munro Commercials Limited has used utmost care to ensure and maintain the accuracy, completeness and currency of information published on this site. We, however, take no responsibility for any errors or omissions, though if notified of any we will endeavour to rectify such.

WEB SITE USER CONDUCT - Users of this web site are not to:
• disrupt or interfere with the security of the site or otherwise abuse any service provided on the site or linked web site.
• disrupt, interfere or abuse any other user's enjoyment of the site.
• obtain unauthorised access to any part of the site that is restricted from  public access.

WEB SITE USE - Users of this web site agree as follows:
• to comply with instructions, guidelines, rules and notices pertaining to the use of this site as issued from time to time.
• not to impersonate any person or entity, falsify or misrepresent any information.
• not to post, promote or transmit any information on this site that would infringe the rights of a third party.
• not to transmit, post or promote anything on this site that is libellous, defamatory, harmful, vulgar, obscene or objectionable material.

LINKS - The web site may contain links to other sites. Although utmost care is exercised in providing links to sites that share our high standards, Munro Commercials Limited shall not be responsible for the content, security, availability and privacy practices used by such linked sites.

The linked pages are provided for the convenience of our web site users only and do not constitute an approval of their services or practices.

Links from other web sites to our home page do not require prior permission from us but deep linking into any other page of our site should not be effected without prior permission from us.

INDEMNIFICATION BY USERS - Users of this web site agree to indemnify, defend and hold the web site operators, officers, directors, employees, agents and business partners harmless from any loss, liability, claim, demand, damage or expense asserted by any third party relating to a visitor's use of this web site or breach of these terms of use.

LIMITATION OF LIABILITY - The operators of this web site will not be liable to users or any third party for any damages whatsoever, whether direct, indirect, incidental or consequential relating to or arising out of a visitor's use of this web site.

TRADEMARKS - The trademarks, logos and service marks displayed on this site belong to the operators of this web site and others. The owners of the marks on this site retain all rights in and to the marks . Nothing grants users the right to use, reproduce or display any of the marks.

PRIVACY POLICY - The Privacy Policy of Munro Commercials Limited, incorporated by this reference, describes the information collected when you visit this site and how such information is used. Please refer to the Privacy Policy for more information on this.

B) Privacy Policy

Munro Commercials Limited is committed to protecting the personal information of all visitors to this web site. We recognise our obligation to keep personal information secure and believe it is important for you to know how we treat information about you.

INFORMATION COLLECTED - Users of our web site can visit the site without revealing their identity or providing information about themselves.

We collect information directly from users when they voluntarily submit their personal information to us. At certain parts of our web site, we may provide the opportunity for users to register for an event or order goods, join a mailing list or request information.

When this sort of information is collected we will provide the reason for collection and how the information will be used. We reserve the right to add to this list of opportunities available to our users to interact with us. It is completely up to users to provide us with their personal information.

Although presently cookies are not used on this web site, the forum reserves the right to use cookies in the future. A  'cookie' is a small text file which collects browser information. Users of the Investors Forum web site will be notified of any change.

USE OF COLLECTED INFORMATION - Generally, visitors are informed of the use of their personal  information at the time of collection. Normally, personal information provided or collected is used to respond to inquiries or to process requests.

We may share visitors' personal information with other companies that we have hired to provide services to us. Such companies are contractually bound to use such personal information strictly for the performance of the particular services only.

SECURITY OF COLLECTED INFORMATION - Munro Commercials Limited maintains strict physical, electronic and administrative safeguards to protect user's personal information from unauthorised or inappropriate access. Workers, affiliates and business partners who misuse a user's personal information are subject to legal or disciplinary actions.

RIGHTS OF WEB SITE USERS - Users of our web site may review and update any personal information that is provided to us or collected through this web site and actually stored by us.

Munro Commercials Limited will respond appropriately to users request to correct inaccurate personal information and all complaints relating to the collection, storage, use and disclosure of personal information will be dealt with promptly in a confidential manner.

Munro Commercials Limited is registered under and complies with the provisions of the Data Protection Act 1998.

C) Copyright Notice

The web site operator, affiliates and business partners each reserve copyright in all content that they provide to the site, including but not limited to design, text, software, drawings, graphics and other files.

None of these may be republished, reproduced, downloaded, displayed, distributed, posted transmitted or sold in any form or by any means in whole or in part without prior written permission of the copyright owner.

No part of this web site content may be reproduced and reused for any commercial purpose whatsoever.

All page headers,  button icons, collection material, custom graphics and all other types of graphics used on this site may not be copied or imitated without the right owner's permission.

D) Disclaimers

Munro Commercials Limited has used its best efforts to obtain the most accurate and reliable information available and does not guarantee the accuracy or completeness of any information on or accessed through this web site.

By providing links to other sites, Munro Commercials Limited does not guarantee, approve or endorse the information or product available at those sites, nor does a link indicate any association between the linked site and the operator of this web site.

JURISDICTION AND GOVERNING LAW - The Terms of Use and all other legal clauses of this web site shall be governed by and construed in accordance with English Law.  English courts shall have exclusive jurisdiction to resolve any dispute arising from communications and transactions arising from the use of this web site.

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